:root{--navy:#082b62;--blue:#0877d8;--sky:#eaf6ff;--orange:#f5a000;--ink:#142033;--muted:#5e6b7c;--white:#fff;--line:#dce7f1;--shadow:0 14px 40px rgba(8,43,98,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1160px,92%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.88rem}.topbar .container{display:flex;justify-content:space-between;padding:.48rem 0}.header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:1.2rem}.brand img{width:215px;height:64px;object-fit:contain}.links{display:flex;align-items:center;gap:1.05rem;font-weight:700;font-size:.91rem}.links a:hover,.links a:focus{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.45rem;border-radius:10px;padding:.86rem 1.15rem;background:var(--blue);color:#fff;font-weight:800;border:2px solid var(--blue);cursor:pointer}.btn:hover{background:var(--navy);border-color:var(--navy)}.btn.alt{background:#fff;color:var(--navy);border-color:#b9d3e8}.btn.orange{background:var(--orange);border-color:var(--orange);color:#17202b}.menu{display:none;background:none;border:0;font-size:1.7rem}.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#f5fbff 0%,#e7f5ff 58%,#fff 100%);padding:80px 0 72px}.hero:after{content:"";position:absolute;width:430px;height:430px;border-radius:50%;background:rgba(8,119,216,.08);right:-100px;top:-130px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:3.5rem;align-items:center;position:relative;z-index:1}.eyebrow{display:inline-block;color:var(--blue);font-weight:900;text-transform:uppercase;letter-spacing:.09em;font-size:.78rem;margin-bottom:.8rem}.hero h1,.page-hero h1{font-size:clamp(2.35rem,5vw,4.35rem);line-height:1.05;margin:.1rem 0 1.25rem;color:var(--navy);letter-spacing:-.045em}.hero p{font-size:1.13rem;color:var(--muted);max-width:700px}.actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.6rem}.hero-card{background:#fff;padding:1.8rem;border-radius:22px;box-shadow:var(--shadow);border:1px solid #dbeaf6}.hero-card h2{color:var(--navy);font-size:1.5rem;margin-top:0}.checks{list-style:none;padding:0;margin:1rem 0}.checks li{padding:.52rem 0;border-bottom:1px solid #eef3f7}.checks li:before{content:"✓";color:#0b9b74;font-weight:900;margin-right:.65rem}.trust{background:#fff;border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:0}.trust-item{text-align:center;padding:1.45rem .7rem;border-right:1px solid var(--line)}.trust-item:last-child{border:0}.trust-item strong{display:block;color:var(--navy);font-size:1.15rem}.section{padding:76px 0}.section.soft{background:#f6f9fc}.section.blue{background:var(--navy);color:#fff}.section-head{max-width:760px;margin-bottom:2.1rem}.section-head h2{font-size:clamp(1.9rem,3vw,2.8rem);line-height:1.15;color:var(--navy);margin:.25rem 0 .8rem}.blue .section-head h2{color:#fff}.section-head p{color:var(--muted)}.blue .section-head p{color:#d6e5f5}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.55rem;box-shadow:0 5px 20px rgba(8,43,98,.05);transition:.2s}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.icon{width:48px;height:48px;border-radius:12px;background:var(--sky);display:grid;place-items:center;font-size:1.5rem;margin-bottom:1rem}.card h3{color:var(--navy);margin:.15rem 0 .55rem}.card p{color:var(--muted);font-size:.96rem}.card a{color:var(--blue);font-weight:800}.feature{display:grid;grid-template-columns:1fr 1fr;gap:2.8rem;align-items:center}.feature-panel{padding:2rem;border-radius:20px;background:linear-gradient(145deg,#0b397c,#0877d8);color:#fff}.feature-panel h2{font-size:2.3rem;line-height:1.15;margin-top:0}.feature-panel p{color:#e8f5ff}.steps{counter-reset:steps;display:grid;gap:1rem}.step{position:relative;padding:1rem 1rem 1rem 4rem;background:#fff;border:1px solid var(--line);border-radius:13px}.step:before{counter-increment:steps;content:counter(steps);position:absolute;left:1rem;top:1rem;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-weight:900}.faq{max-width:880px}.faq-item{border-bottom:1px solid var(--line)}.faq-button{width:100%;text-align:left;padding:1.1rem 0;background:none;border:0;font-size:1.04rem;font-weight:800;color:var(--navy);display:flex;justify-content:space-between;cursor:pointer}.faq-answer{display:none;padding:0 0 1.15rem;color:var(--muted)}.faq-item.open .faq-answer{display:block}.page-hero{padding:65px 0;background:linear-gradient(120deg,#eef8ff,#fff)}.page-hero h1{font-size:clamp(2.2rem,4vw,3.6rem);max-width:920px}.content{max-width:850px}.content h2{color:var(--navy);margin-top:2rem}.content ul{padding-left:1.2rem}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:2rem}.form{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.field{display:grid;gap:.35rem}.field.full{grid-column:1/-1}.field input,.field select,.field textarea{width:100%;padding:.9rem;border:1px solid #bfcbd8;border-radius:9px;font:inherit}.field textarea{min-height:130px}.footer{background:#061f45;color:#d9e6f4;padding:55px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:2.5rem}.footer img{width:220px;background:#fff;border-radius:10px;padding:.4rem}.footer h3{color:#fff}.footer a{display:block;margin:.35rem 0}.copyright{border-top:1px solid rgba(255,255,255,.15);margin-top:2rem;padding-top:1.2rem;font-size:.9rem}.whatsapp{position:fixed;right:20px;bottom:20px;z-index:40;background:#19a974;color:#fff;width:58px;height:58px;border-radius:50%;display:grid;place-items:center;font-size:1.7rem;box-shadow:0 8px 24px rgba(0,0,0,.25)}.notice{padding:1rem;background:#fff7dd;border:1px solid #f1d278;border-radius:10px;color:#644c00}@media(max-width:900px){.links{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:1rem 4%;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}.links.open{display:flex}.menu{display:block}.hero-grid,.feature,.contact-grid{grid-template-columns:1fr}.hero{padding:54px 0}.trust-grid{grid-template-columns:repeat(2,1fr)}.grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.topbar{display:none}.brand img{width:170px}.grid,.footer-grid,.form{grid-template-columns:1fr}.field.full{grid-column:auto}.trust-grid{grid-template-columns:1fr 1fr}.trust-item{font-size:.82rem}.hero h1{font-size:2.35rem}.section{padding:55px 0}.actions .btn{width:100%}}